what algorithm

simpletension

 

@Telcontar120

 @lionelderkrikor

 

LDA and linear regression both do not support binominal attributes so that leaves out Logistics Regression and Decision Tree (both giving very different predictions on people's creditworthiness).

@Thomas_Ott

Telcontar120

Of those options, logistic regression would likely be the best choice for predicting creditworthiness, assuming it is a binominal outcome. There are of course other algorithms that you could try as well including SVM or GBT.